Spending, Advertising and Saving to Make a Difference

Component: Spending & Saving Money | Grade Level: Grade 7-8

Learning Targets:

Targets for knowledge, skills, and behaviours below are possible targets. It is not expected that all will be covered by a single Teaching Unit. Teachers can select their learning targets using the Teaching Units provided (to the right), adaptations of these Teaching Units, or Units/Lesson Plans they develop on their own.


  • Different ways to pay for things
  • To compare costs and benefits when making a consumer decision
  • Some things we need and want may require saving – sometimes over a long period of time (examples)
  • People differ in terms of the money to spend and save
  • People make different money decisions for different reasons
  • Others often try and influence how you use your money
  • Both consumers and producers have rights and responsibilities


  • Set priorities for their needs and wants
  • Find ways to save money
  • Make good spending and saving decisions
  • Use an ATM appropriately and safely
  • Deal with the influences of others effectively when making money decisions
  • Complain effectively about a product or service if justified


  • As possible, save some of their money for future use
  • Consider the trade-offs and opportunity cost – today and in the future – when making money decisions
  • Avoid impulsive buying
  • Consider the possible impact on others and the environment when making money decisions

Teaching Unit:

Spending, Advertising and Saving to Make a Difference

Learning some key strategies for spending and saving will help students make wise money decisions. Students also need to be aware of the influence advertising has on their money decisions.

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