Voting

It is important that students learn about democracy which allows them to choose who will run the government. If students become more aware of their democratic “rights and RESPONSIBILITIES,” they are more likely to become responsible voters when they are of age.

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Resources and Production

Resources are the basis of any economy. It is important for students to learn about the different types of resources, how they are used, how they can be used, and the importance of protecting our resources.

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Importance of Protecting Money and Things You Own

As the students reach preteen years they start to become more independent and, as such, enter into situations that require them to give some thought as to how they will protect their valued possessions including money.

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Investing to Make a Difference

Most people think “investing” is all about money – investing money to make money. But it is much more than that. It is about investing money, time, effort, ideas, etc. to make things better – including investing in education to improve oneself.

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Importance of Planning

Students will learn how and why it is important to make plans, and how plans can help to achieve goals – such as saving up for something that is wanted.

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Borrowing and Returning/Repaying

Borrowing money has become common today – and many people get into financial difficulty by taking on too much debt. By starting early to learn about borrowing – the advantages, the potential problems, and the responsibilities – will be important for students.

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Communities at Work

It is important that children start to identify and consider a wide variety of occupations that provide an opportunity to earn money. Students need to develop good work ethics now in order to be successful at school. When they are older, it will affect their ability to earn money.

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Using and Caring for Our Resources

Students need to appreciate that “everything comes from something” and that various types of resources (renewable and some non-renewable) are needed in order to produce the goods and services that people need and want in life.

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Early Spending and Saving Decisions

It is important for everyone to understand the difference between needs and wants – and why most people can’t have everything they want – and that every decision involves trade-offs.

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Early Experiences With Money

Children encounter money and money decisions early in life. It is important that financial education starts early.

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